People decide to become an expat in China for many reasons, a new business opportunity, a cultural experience or sometimes even just for a life change. If you will be or are already included in the group of expatriates living in China, no matter what brings you there, it is important to ensure you have the expatriate health insurance in China that you will need.
Half of all expats in China (50%) say they have more chances to acquire new skills in China than at home, and they earn significantly more than the average expat – typically around USD171,000 compared with USD100,000 globally and USD115,000 regionally according to the 2017 Expat Explorer survey results. As an expat in China, this additional income provides more option for receiving the care you will need to stay healthy. To make things easier abroad, it is important to explore international health insurance options and find a plan that will meet your needs. If you need medical care, you can find a list of hospitals in China for visitors or expats.
There are a couple of options for expatriate health insurance in China. Anyone around the world is able to have worldwide coverage or worldwide coverage excluding the US. These plans provide coverage up to $5,000,000 or more and include hospitalization and outpatient care, prescription medication, mental health and pre-existing condition coverage.
If you are a US citizen looking for expat health insurance in China that has an unlimited policy maximum, another plan option is the Geo Blue Xplorer. The GeoBlue Xplorer health plan is a great plan for US citizens who travel to or from the United States for extended periods of business, leisure, and study. If you leave home for six months or more, your health and financial security are at serious risk because of significant gaps in most available insurance coverage and services. This risk is only heightened by limited knowledge of health and safety hazards around the world, including medical treatment from unfamiliar providers. For other Expats in China, we would suggest reading about Expatriate Health Insurance Coverage.
Other Recommended Options:
- Cigna Global Insurance was one of the first companies to offer expatriate or global medical insurance plans and they remain a leading international provider. Free Cigna Quote / Apply
- Aetna International – With more than 160 years of experience in healthcare, Aetna has specialized in international health benefits insurance for more than 55 years – with a growing global footprint to reach wherever you travel. They have been recognized with such prestigious awards as “Best International Private Health Insurance Provider” and “Health Insurer of the Year.” Free Aetna Quote / Apply
If you would like more information on either of these plans or other insurance options available for expats in China, contact a licensed agent today at International Travel Insurance Group.